Rural Property Loans
Financing rural real estate has always been a specialty at Alabama Ag Credit, one of the state’s oldest land lenders.
We offer loans for all kinds of rural land, including farmland, timberland, and places where you can enjoy hunting, fishing and Mother Nature with your friends and family. Rural property can be a sound investment and a source of pleasure, whether you are using it for your vocation or recreation.
Our loans are tailored to fit your needs, and can finance improvements that will make your property even better. If you choose to build on your land, we'll roll your construction and real estate loan into one easy mortgage, at terms that meet your personal needs.
We also offer operating loans and equipment loans to help you work the land, and loans for country homes and homesites where you can enjoy the rural way of life.
We offer loans for
Land purchases and refinancing – farmland, timberland, large acreages and rural homesites
Improvements – wells, fences, lakes, land clearing and more
Construction – homes, weekend cabins, poultry houses, farm buildings and greenhouses
Rates and Terms
Long-term mortgages for purchasing and refinancing
Fixed and adjustable rates available
Repayment options that match your cash flow
Customized loan packages for young, beginning and small farmers
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Our Customers Say It Best
Our History
We are part of the nationwide Farm Credit System, which was established over a century ago to meet the need for dependable, consistent credit and financial services for agriculture and rural communities.
Leadership
Alabama Ag Credit’s leadership consists of an experienced senior management team and a borrower-elected board of directors that provides oversight and strategic direction.
Member Perks
Our borrowers own our cooperative and say in how it is run. The benefits include a patronage program that shares the co-op's success with borrowers, rewards for referring new customers, and discounts on a variety of products and services.
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